Jeep Insurance
When you drive a Jeep, you are making a statement. You have chosen a vehicle with comfort, durability, and incredible style. They are known for being able to handle the most challenging off-road terrains. When you drive a Jeep, you are the commander, and the road is waiting. When you own a high-quality and powerful Jeep, it makes the most sense to want the best Jeep auto insurance coverage. Work with an expert insurance broker who will ensure that you and your Jeep are correctly protected.
What Is Jeep Insurance?
Jeep insurance is a contract between you and an insurance company designed to protect you and your superior automobile investment. It is mandatory by Ontario provincial law to have auto insurance coverages, but you have the opportunity to increase these mandatory coverages for additional protection. Speak with a licensed broker who will discuss the mandatory and additional coverages to ensure you have the best insurance protection tailored to you and your Jeep.
How Does Jeep Insurance Work?
In the event of a claim, Jeep auto insurance protects you and your vehicle. Jeep insurance provides many different coverages in the event of an accident, some of which include bodily injury, uninsured coverage, and liability coverage. It is mandatory to have insurance on all automobiles that you drive in Ontario. Without having insurance that adequately protects your Jeep, you will end up paying out of your own pocket when damage is done to your vehicle or when you cause damage to another car.
What Does Jeep Insurance Cover?
Jeep insurance includes accident benefits, direct compensation property damage, third-party liability coverage, bodily injury coverage, uninsured vehicle coverage, and more. You are also given the option to increase the minimum coverages or add on additional coverages to ensure that you and your Jeep are fully protected. To ensure that you receive the best-customized plan to suit your lifestyle, talk to a licensed broker who will get you multiple quotes from leading Canadian companies.
Additional Jeep Insurance Coverages
To ensure your Jeep is fully protected, there are additional coverages available like comprehensive coverage, collision or upset coverage, all-perils coverage, and loss of vehicle use coverage.
Comprehensive Coverage for your Jeep
Comprehensive coverage is an optional coverage that provides payment for losses that are not covered by the upset or collision coverage (noted below). These include perils that are listed under Specified Perils, which consist of vandalism, and falling or flying objects.
Collision or Upset Coverage for your Jeep
This coverage will pay for losses caused when the automobile that is insured is involved in an accident with another object or if it tips over. Some examples of what objects can be are a median, the surface of the ground, another vehicle, a street sign, a streetlight, and more.
All-Perils Coverage for your Jeep
This optional coverage is a combination of the two coverages listed above (comprehensive and collision or upset). The all-perils coverages include damage or loss caused when a person who lives in the same household were to steal the insured Jeep. This coverage also applies if the insured Jeep is stolen by an employee who drives, services, uses, or repairs the vehicle.
Loss of Vehicle Use Coverage for your Jeep
Provides coverage for the use of a rental vehicle if your car is out of use due to an insured damage claim.
How Much Does Jeep Insurance Cost?
The average cost of Jeep insurance can vary between $900 to $2,700 annually. There are several factors to be considered when determining the average insurance cost of Jeep auto insurance, some of which include where the driver lives, the driver’s age, years licensed, model and year of the Jeep, having a clean driving record, and many more. Another factor that can contribute to an insurance rate is the number of additional safety features. Higher safety features usually come from driving a higher value Jeep. An important thing to note is that your average premium could be reduced by having a higher deductible.
In the table below, some models have been listed with the approximate price based on actual quotes to give you an idea of how the average cost of Jeep insurance can range between models. It is important to keep in mind that insurance rates can vary depending on your circumstances. To guarantee that you receive the best insurance at the most reasonable cost, speak with an insurance agent who will get you multiple quotes to suit your situation.
|
Vehicle |
Approx. Price (per year) |
|
Jeep Compass |
$1,000 – $2,300 |
|
Jeep Gladiator |
$900 – $2,400 |
|
Jeep Grand Cherokee |
$1,200 – $2,700 |
|
Jeep Renegade |
$1,200 – $2,400 |
|
Jeep Wagoneer |
$1,100 – $2,400 |
|
Jeep Wrangler |
$900 – $2,000 |
*The prices above were provided with the assumption that the driver had a good driving record (no previous tickets or accidents).
How Are Auto Insurance Quotes For Jeeps Calculated?
Several factors go into calculating an Ontario Jeep auto insurance quote. Some of these factors include safety and anti-theft features, repair costs, how the vehicle is used, and many more. Another factor that impacts your annual cost of insurance is if you have decided to add optional coverages to your plan. Adding additional coverages to guarantee your Jeep is adequately covered will also cause the annual insurance premium to increase.
Depending on the insurance company, Jeep auto insurance rates will vary. This is why it is important to speak to an insurance broker who will get you several quotes from different auto insurance companies with competitive rates.
Do Jeeps Cost More To Insure?
Jeep vehicles tend to have good durability, high power, and the fantastic ability to handle off-road terrains with their 4×4 system, all of which can lead to costly repairs. High repairs costs, along with incredible comfort and continuous innovation, can lead to a higher insurance rate. Other factors are driver-specific, for example, your driving record and driver’s claims history can also affect the insurance premium. Talk to an experienced broker who will help you get several Jeep insurance quotes and will create a customized plan that ensures you have the best coverage at the right price.
Are There Discounts Available for Jeep Insurance?
Yes! There are many Jeep car insurance discounts available to jeep owners that can help reduce the average cost of your auto insurance premium. Some popular discounts include:
- Winter tires discount
- Bundling your insurance
- Claims-free discount
- Loyalty discount
- New car discount
- Anti-lock brake discount
- And more!
The best way to make sure you are getting the best insurance for Jeeps is to speak with an expert broker. They will compare premiums, compare coverage options, and will find the best auto insurance provider and get all of the car discounts that you are eligible for.
How Do I Choose The Best Jeep Insurance?
Reading reviews is one of the best ways to choose the best Jeep insurance for you. Customer reviews will give you a better idea of the insurance brokerage, the ranges of insurance products, and their customer service. You can find reviews for Morison Insurance on Google, Facebook, and Yellowpages to see what our customers are saying.
5-star Google review for car insurance from, David.
Where Can I Buy Jeep Insurance?
You can purchase Ontario Jeep car insurance from Morison Insurance. We are experts on Jeep insurance, and we will provide exceptional customer service while getting you the best insurance coverage. Our brokers will get you multiple insurance quotes from top Canadian insurance companies. They will discuss your needs to ensure your vehicle is properly covered. Get started by contacting us today by either calling 1-800-463-8074 or by filling out the form on our website.
We look forward to hearing from you!
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