Ontario Nissan Insurance

Nissan Insurance In Ontario

When you drive a Nissan, you have chosen style and performance. Popular models such as Nissan Altima, Nissan Kicks, Nissan Maxima, Nissan Micra, Nissan Rogue, and Nissan 350z all provide a satisfying amount of power with a high safety rating, while still being responsibly fuel efficient. When a Nissan is made, they are constructed with high-quality materials to endure any type of lifestyle. When it comes to protecting your high-quality, efficient Nissan, you want to get the best car insurance coverage possible. Working with a Morison Insurance broker will ensure you receive the best coverage at a competitive insurance rate.

What Is Nissan Insurance?

Nissan insurance protects you and your vehicle in the event of a claim. Nissan insurance will provide all mandatory coverages that are required in Ontario. Suppose you need additional coverage to ensure you and your Nissan have the highest level of protection. In that case, you have the option to increase the mandatory coverages or add additional coverages to your insurance policy. Speak to an insurance broker who will provide insurance options and assist in determining the amount of coverage you require.

Which Companies Offer Insurance For A Nissan?

Many leading insurance companies in Canada offer insurance for a Nissan vehicle. Your best bet is to work with a qualified insurance broker who will work with you to make the process of getting Nissan insurance easier. To help save you time, an insurance broker will compare quotes from Canada’s top insurance companies to make sure you are getting proper coverage. They will work with you by providing insurance options and advice when determining which insurance coverage fits best with your lifestyle.

What Does Nissan Insurance Cover?

Nissan auto insurance is designed to protect both you and your vehicle in the event of an insured loss. Nissan car insurance provides coverages such as accident benefits coverage, uninsured automobile coverage, third-party liability coverage, and direct compensation property damage coverage. There are also optional coverages that can be added to your policy to provide extra protection. An experienced insurance agent will guide you through getting the best Nissan insurance by providing expert advice to ensure you and your vehicle are covered.

Below are some of the most popular additional coverages.

Collision or Upset Coverage for your Nissan: Additional protection for losses caused when the automobile that is insured is in a collision with another object or tips over. Some items that are considered objects include another vehicle, street signs, or streetlights.

Comprehensive Coverage for your Nissan: This additional coverage pays for losses (other than those that are covered by collision and upset) including perils that are listed under specified perils, vandalism, falling or flying objects and even missiles (You never know what could happen!).

All-Perils Coverage for your Nissan: All-Perils coverage combines the collision or upset coverage and comprehensive coverage. It includes the loss or damage caused if a person who lives in your household steals the Nissan that is insured. This coverage also applies if an employee who drives, services, or repairs the insured Nissan steals it.

Loss of Vehicle Use: This endorsement provides coverage for a Nissan’s rental while the described vehicle is out of use due to an insured physical damage claim.

Liability for Damage to Non-Owned Automobiles: This optional insurance protection provides coverage for liability for damage or loss arising from the custody, control or care of a non-owned automobile, including equipment, that is not owned by the insured. An example of a non-owned vehicle is a rental car.

Removing Depreciation Deduction Endorsement: This optional coverage waives depreciation if you are the original owner/lessee of the Nissan, if damage or loss occurs within a specified amount of time depending on the insurance company which can be between 24-60 months  of the purchase/lease date, the coverage will continue until the policy period has reached its expiry date. 

How Much Does Nissan Insurance Cost?

The average insurance cost to insure a Nissan vehicle can range anywhere between $1,674 to $3,335 per year. Several factors determine the insurance rate of your Nissan premium. Those factors include the year and model of the Nissan insured, the driver’s age, how the vehicle is used, the number of years insured, driving history, and much more.

Shown below are some examples of annual premiums for Nissan vehicles from quotes provided for general information. Please note that the prices below will vary depending on your personal circumstances. Speak with an insurance broker who will help you get a variety of quotes that are best tailored to your individual insurance requirements and ensure you get all the discounts you qualify for.

*The prices above were provided with the assumption that the driver had a good driving record (no previous tickets or accidents).

Are Nissans Expensive To Insure?

Nissan vehicles are fuel-efficient and equipped with modern high-end technology and safety features, which may result in higher insurance rates. Many other factors specific to each driver, like your claims history, vehicle usage, number of years licensed, driver’s age, and more, affect your insurance premium. Even though insurance premiums can be expensive, depending on the insurance company, prices will differ. For this reason, it is important to get several quotes for your Nissan vehicle.

Are There Insurance Discounts Available For Nissan Vehicles?

Yes, Nissan owners are eligible for a variety of money-saving car insurance discounts that are provided by many auto insurance providers in Canada. Some of the most popular auto insurance savings for Nissan vehicles include bundling your home and auto insurance, claims free discount, winter tire discount, loyalty discount, retiree discount, and much more. The quickest and easiest way to save on Nissan car insurance is by getting in contact with an insurance broker who will compare premiums, compare coverages, and will ensure you receive all the discount you qualify for.

Our auto insurance resource centre  has more tips on how you can save on your auto insurance and details to ensure you and your Nissan are properly covered.

Where Can I Get Car Insurance For A Nissan?

You can buy Nissan insurance from Morison Insurance. We are Nissan insurance experts who will provide outstanding service and the best insurance solutions for your needs. Our brokers will provide advice on insurance policies and get you multiple competitive insurance quotes to ensure your vehicle is properly protected. Contact us today by calling 1-800-463-8074 or by filling out the form on our website. We look forward to working with you!