We Are Aviva Insurance Brokers

Aviva Insurance Brokers

With roots dating back to 17th century England, Aviva Insurance has evolved over the years from the creation of new companies and a series of mergers. Throughout its evolution, the company has consistently provided customers with peace of mind while being the go-to insurance provider for home, auto and business coverage. Aviva Canada is trusted by more than 2.4 million customers.

When you work with an Aviva insurance broker, like Morison Insurance, not only will you receive expert advice, but you can ensure that your home, vehicle, and/or business is properly protected.

Comprehensive Insurance Products

Aviva Insurance provides comprehensive policies that will protect all your assets. This company offers a range of insurance products designed to offer you excellent protection. Whether you are looking for insurance for your home, car, cottage, condo, business, boat or other recreational vehicles, our Aviva insurance brokers will ensure you have the best coverage. Let us provide you with an Aviva insurance quote tailored to your needs.

Auto Insurance

You count on your car every day, so you need to ensure you have the best protection in the event of an accident. With Aviva auto insurance, you can have peace of mind knowing that you and your vehicle will be covered in the event of a loss.

Aviva also offers a wide range of add-ons for complete coverage. For instance, you can opt for ride-sharing insurance, which is designed for part-time drivers who use their own vehicles to carry passengers such as Uber and Lyft drivers. Aviva also offers conviction protector insurance, which helps you avoid paying more for your car insurance if you get a minor driving conviction, such as a speeding ticket. Aviva also provides the option of accident forgiveness, which ensures your insurance rate won’t go up after your first accident, even if you were at fault.

Get an Aviva auto insurance quote today from our expert brokers. Ensure you have the best insurance protection.

Home Insurance

Your home is likely your largest investment. It is where your family lives. It makes sense to properly protect it. With a comprehensive home insurance policy provided by Aviva, you gain protection against a range of perils, including:

• Fire, explosion, theft and vandalism
• Damage from falling objects, such as a tree branch
• Lightning, hail and windstorm damage
• Certain types of water damage
• Your personal belongings
• Living expenses
• Other structures on your property, like a garden shed
• Personal liability and third-party injury

Your Aviva home insurance policy can also provide coverage for much more than the basics. There are numerous add-ons available to you as well, such as sewer back-up, overland water, Id theft and more. Not to mention, Aviva Canada offers a disappearing deductible where your deductible reduces every consecutive year you’re claims-free.

An Aviva insurance broker can help you determine how much coverage you need to ensure you and your property are protected. When you get an Aviva insurance quote, we will be more than happy to review your policy documents with you to ensure you have the best property insurance coverages in place.

Home Protect Bundle

Offering three coverages in one, Aviva’s Home Protect Bundle is a package of valuable assistance programs to provide even more comprehensive protection for your home. These coverages include claim prevent, home repair assure, and halos assistance services.

Claim Prevent – This coverage provides up to $2,500 towards the cost of installing an approved device to prevent a loss after experiencing a fire, flood or other natural disasters.

Home Repair Assure – This coverage also includes the option for Aviva to repair minor issues before they cause an insurance claim by giving you easy access to local contractors and trade professionals.

Halo Assistance Services – This bundle offers a telephone assistance service that provides unlimited phone access to lawyers and referrals to home repair experts.

For more details and to determine if you are eligible for this coverage, speak with an Aviva insurance broker.

High-Value Home Insurance

Ovation home insurance, Aviva’s exclusive insurance program, offers a higher level of coverage ideal for high-value homes. The policy includes protection for:

• Valuables
• Personal legal liability
• Additional living expenses
• Water protection
• Identity theft and fraud
• Additional structures, such as a garden shed

Aside from thorough coverage, Ovation home insurance provides outstanding claims service. As soon as your claim is reported, the Ovation claims team takes care of you. You’ll receive priority service 24/7, flexible settlement options and Aviva insurance brokers who cater to your unique needs.

To learn more about Aviva Ovation or to get an Aviva insurance quote, speak with one of our expert Aviva insurance brokers.

Cottage Insurance

Relaxing at the lake should be exactly that relaxing. Our Aviva insurance brokers will help ensure you feel relaxed both while you’re enjoying your vacation property and while you’re away. Cottage coverage with Aviva covers:

• Fire, theft, explosion and vandalism
• Damage from falling objects
• Lightning, hail and windstorm damage

Your Aviva cottage insurance policy can also extend coverage to:

• Short-term rental protection for up to 30 days
• Docks, hot tubs and sheds
• Lock replacement
• Frozen food protection
• Septic and sump pump coverage

Speak with an Aviva insurance broker to get a cottage insurance quote that properly protects your home away from home.

Condo Insurance

Aviva condo insurance will provide protection for the contents of your unit, upgrades you have made such as new flooring or cabinets, accidental property damage to your building and surrounding units, personal liability, and any assessments set by your condominium board.

Additionally, Aviva Insurance provides a range of further protections to provide even more coverage including earthquake insurance, home-sharing (for property owners who use a rental network such as AirBnB) and Green assure (which offers the opportunity to replace damaged items with eco-friendly alternatives), and so much more.

Speak with an Aviva insurance broker who will help you determine the type of insurance coverage you require to ensure you have the best protection for your condo unit. We are condo insurance experts and are happy to help you get an Aviva insurance quote

Tenants Insurance

As a renter, it’s imperative you make sure your belongings are protected. With Aviva tenant insurance, you can have peace of mind knowing your possessions are safe. The company’s standard tenant coverage includes protection for your belongings, personal liability, accidental property damage to your building and surrounding units, and living expenses at a temporary location after a claim.

Not to mention, Aviva also offers discounts for combining your home and auto policies, being a loyal Aviva customer and being claims-free. In fact, you can save up to 20% by combining.

Speak with our Aviva insurance brokers who will happily provide you with an Aviva insurance quote that is tailored to your needs.

Travel Trailer Insurance

If you own a motorhome or trailer, you have the freedom to travel in comfort and feel at home wherever you might be. Yet, there are certain considerations you should think about to protect this important asset. Aviva offers comprehensive travel trailer insurance so you can have fun on the road without worrying about unforeseen circumstances. Aviva presents two different kinds of trailer insurance policies: motorhome policies with standard automobile coverage, and towed and stationary trailer policies with property coverage.

Aviva also offers additional coverage options for RV and trailer owners. Some popular add-ons include:

• Emergency Roadside Service For Motorhomes: This is a comprehensive emergency roadside and driver assistance program that includes towing, flat tire service, battery boost, fuel delivery, lockout service, and extrication/winch.
• Emergency Roadside Service For Towed Trailers: This is an enhanced emergency roadside assistance, including trip planning, travel and emergency medical advice, pet assistance, and more.
• Replacement Cost Plus Endorsement For Towed And Stationary Trailers: This is an upgraded all-risk replacement cost policy that provides more than the replacement cost, after a covered claim.

Speak with our dedicated Aviva insurance brokers who can help determine the coverage you need for your trailer to ensure you are covered no matter where the open road takes you.

Boat Insurance

Whether you’re out enjoying a lazy day on the boat or cruising the waterways, you want to know your boat is protected. Aviva provides boat insurance for all kinds of boats, including fishing boats and yachts. A standard boat insurance policy includes coverage for:

• Fire, explosion, theft and vandalism
• Lightning, hail and windstorm damage
• Impact or collision
• Vermin damage
• Medical/death/funeral benefit
• Emergency towing and loss of use
• Pollution and wreck removal
• Personal effects

Aviva boat insurance also has additional coverages that can be added to your policy for extra protection such as navigation extension which enables boat owners to travel to the southern U.S., Caribbean and the Bahamas. Additional liability coverage is another optional coverage that provides protection for occasional use of a watercraft to entertain clients, or for charity or volunteer work.

Aviva Enterprise

In today’s changing commercial landscape, your business doesn’t stand still and so Aviva offers flexible insurance solutions that enable you to have the flexibility to customize your policy. Aviva Enterprise is available to business owners. It includes all locations and operations in one property and casualty policy. With Aviva Enterprise, you can be confident your coverage is adaptable and will continuously offer you the protection you need.

Not only does Aviva Enterprise provide comprehensive base protection including property, general liability, equipment breakdown coverage and crime coverage, it also offers industry-specific enhancements. Aviva’s claims and risk management experts have evaluated common claims and loss exposures for all types of businesses in every market.

As an added layer of protection, you can customize your policy to your business’s specific needs, covering all your operations, locations and equipment under one policy. Our top-rated Aviva insurance experts will provide you with a tailored insurance quote giving you peace of mind knowing your business is protected.

Commercial Auto Insurance

As one of Canada’s largest commercial car insurance providers, Aviva understands how important vehicles are to your business. This is why Aviva offers excellent coverage exclusively available through Aviva insurance brokers.

Whether you need to insure a single vehicle or an entire fleet of vehicles, you need the right protection with a commercial auto insurance solution. Aviva’s commercial auto insurance offers accidental benefits to provide health care for you or your employees if you’re injured in an accident. Additionally, the company provides optional coverage to protect your vehicle from fire, theft, glass damage and collision.

To help you save on your insurance premium, Aviva offers the following discounts. Ask your Aviva insurance broker if any of the following are available to you:

• Having more than one business policy with Aviva
• Being claims-free
• Implementing risk management practices

There are also a range of add-ons Aviva commercial insurance policies offer, which your Aviva insurance broker can help you navigate. These include industry-based fleet insurance coverage, which caters to a variety of industries including, manufacturing, construction and more, and premiere auto network coverage. This provides specialized claims and repair services through Aviva’s exclusive premiere network of preferred vendors.

Property and Liability Insurance

Whether you own a small, mid-sized or complex business, Aviva offers a variety of property and liability insurance solutions. Like commercial automobile insurance, this business insurance is also available exclusively through Aviva insurance brokers. Coverages, which are available as a package or as individual coverages, include:

Property

This coverage includes buildings, stock and equipment located on your premises, utility services, signs and exterior building glass.

• Building upgrades
• Environmental upgrades
• Landscaping and growing plants shrubs or flowers
• Business contents away from premises and while at employee residences
• Valuable papers
• Accounts receivable

Liability

Protect against the unforeseen with coverage including:

• Third Party Bodily Injury
• Third-Party Property Damage
• Personal and Advertising Injury Liability
• TenantsLegal Liability
• Voluntary Medical Payments
• Non-Owned Automobile Liability
• Legal Liability for damage to rented automobiles

Equipment Breakdown

Protect your valuable equipment, including computers, photocopiers, production machinery, heating and air conditioning, point-of-sale (POS) systems and refrigeration equipment for sudden and accidental loss caused by:

• Electrical arcing
• Mechanical breakdown
• Pressure explosions
• Centrifugal force

Crime

Devastating for businesses, Aviva’s commercial crime insurance provides a range of coverages including:

• Employee dishonesty
• Money, securities and other property
• Counterfeit currency and money orders
• Forgery, alteration, credit cards and automated teller cards
• Electronic fraud and funds-transfer fraud
• Professional fees
• Incoming cheque forgery

Speak with our Aviva insurance brokers who will help get an Aviva insurance quote for all of your commercial insurance needs.

Where Can I Get an Aviva Insurance Broker Quote?

You can get an Aviva insurance quote from our award-winning brokers at Morison Insurance. Aviva Insurance is just one of the many companies we work with. We have access to over 20 insurance companies to ensure you get the best coverage possible for your needs. Our insurance broker experts will compare multiple quotes from Ontario’s leading insurance companies and can ensure Aviva Insurance is one of the quotes provided to you.

Speak with an Aviva Insurance Broker

Get started today by filling out the form on our website or by calling 1-800-463-8074. One of our friendly, knowledgeable, Aviva insurance brokers will be more than happy to help.