Most arborists require these coverages to operate and secure contracts.
Added protection based on your operations, equipment, and risk exposure. Coverage options vary based on your services, equipment, and insurer requirements. A Morison broker will help confirm what's required for your specific operation.
Tell us about your insurance needs and current coverage.
We shop multiple trusted insurers to find coverage that fits your needs and budget.
Review your options, choose what fits your needs, and get your policy started, often the same day.
Serving all of Ontario, our brokers are available in every region. Find the closest office to you.
Don’t see your city? Call us to find
the nearest broker to you
Our licensed brokers help clients throughout Ontario — virtually, by phone, or in person.
Do arborists legally need insurance in Ontario?
Ontario does not mandate arborist insurance by law (except commercially required auto), but most clients require proof before hiring.
Does arborist insurance cover tree removal?
Yes. Covers liability from felling, branch removal, property damage/bodily injury. Scope depends on policy and disclosed services.
Are tools and climbing gear covered under arborist insurance?
Tools and equipment coverage can be added; covers chainsaws, climbing gear, rigging equipment against loss, theft, or damage.
Can I get arborist insurance as a solo operator or independent contractor?
Yes. Coverage is tailored to sole proprietors; core liability coverages are equally important.
What services need to be disclosed when getting arborist insurance?
All services: tree removal, trimming, pruning, stump grinding, chipping, land clearing, aerial/high-risk work.
What isn't covered by arborist insurance?
Standard policies typically do not cover: intentional/criminal acts, wear and tear, undisclosed services, certain stump/chipper operations.
In addition to arborists and tree service professionals, Morison provides insurance for a wide range of contractors and trades across Ontario.
