Personal trainer insurance is necessary for those who work in professions such as:
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Our licensed brokers help clients throughout Ontario — virtually, by phone, or in person.
Do I need personal trainer insurance if I only do digital fitness consulting?
Online personal training is mostly covered under Commercial General Liability, but you must tell your broker about your online training so they can confirm coverage. Insurers distinguish between live video sessions and pre-recorded sessions where the trainer is not present, pre-recorded sessions may not be covered.
Am I covered at any location, such as a gym, park, or client's home?
Whether or not you are covered at any location where you might choose to do personal training work depends on your policy. If it only covers you in-studio, then your coverage won't apply to other locations. But if you have mobile coverage or a combination that includes mobile work, then you can rest assured that you will be protected by your insurance company. That's why it's important to be clear and thorough when speaking with your broker about everything your business operation entails.
