Spa Insurance Ontario

Have peace of mind knowing you and your business have protection against unexpected expenses.
  • Avoid paying out of pocket if your commercial property is damaged or destroyed 
  • Protect yourself from legal and settlement costs if you have legal action brought against you 
  • Get the assistance you need to find coverage for the perils you're most likely to encounter 
Request a quote
Morison Insurance Hero Header

Additional Coverage Options for Ontario Business Owners

Get a Spa Insurance Quote
Discounts vary by insurer and profile. Your Morison broker will compare options to find your best value.
Why Choose Morison for Your Spa Insurance
With access to 50+ insurers, our brokers compare rates for you so you always get the best value.
morison insurance process time
Less time for you:
We do the research and provide you with a
personalized coverage for your specific situation.
Read more about our processes
morison insurance proactive communication
Proactive communication:
We stay up to date on new products for you
and ensure a fast response time of max 2h.
View our reviews
dedicated broker and local support
Claims support from a trusted Ontario brokerage:
We provide you with your dedicated broker.
With us you are not a number.
Read more about our claim support
Want to chat with us directly?
1-800-463-8074
We are available to start a quote 24/7

Morison represents dozens of Canada's best spa insurance companies

Trusted by Ontario drivers and recognized across the industry.
morison insurance rating
4900+ 5-Star 
Reviews
Expert advice and service that treat you as people, not policy numbers.
ibao logo 1
Award-Winning
Team
IBAO Brokerage of the Year Finalist (2019) and multiple community Readers' Choice recognitions.
dedicated broker and local support
Dedicated Broker
& Local Support
Dedicated broker who provides reliable support whenever you need it
morison in house claims team
In-House
Claims Team
Claims advocacy built in-house to protect your interests and accelerate fair resolutions.

How We Help You Save on Insurance, Without Cutting Coverage

See how our brokers help clients find better coverage and long-term value.
1.
Start Your Quote

Tell us about your insurance needs and current coverage.

2.
Morison Compares
Top Insurers

We shop multiple trusted insurers to find coverage that fits your needs and budget.

3.
Finalize Your Protection
& Drive Confidently

Review your options, choose what fits your needs, and get your policy started, often the same day.

Prefer to talk it through? Our licensed brokers are happy to help by phone or email

Serving all of Ontario

Serving all of Ontario, our brokers are available in every region. Find the closest office to you.

Don’t see your city? Call us to find
the nearest broker to you

Our licensed brokers help clients throughout Ontario — virtually, by phone, or in person.

Spa Insurance FAQs

Got questions? We've got the answers you need in our FAQs section, providing comprehensive guidance through every stage of your insurance journey with clarity and confidence.
Still Unsure?
Call us

Which Factors Determine the Cost of Spa Insurance in Ontario?

When you request a spa insurance quote, the insurance company will look at a wide range of factors to determine your likely level of risk for a variety of perils, depending on the coverages you need or want to be included on your spa insurance policy. That includes factors such as: 

  • Services you provide 
  • Location of your business 
  • Your experience in business and the spa industry 
  • Your insurance claims history 
  • Types of equipment you use 

Who needs spa insurance in Ontario?

Anyone who is providing wellness and beauty services in a spa setting needs the protection of the right spa insurance in Ontario. That includes: 

  • Beauticians 
  • Estheticians 
  • Massage therapists 
  • Medical spa service providers 
  • Traditional medicine practitioners 
  • Acupuncturists 
  • Reiki practitioners 
  • Yoga teachers 
  • Dietitians 
  • Hydrotherapy providers 
  • Nail technicians 
  • Hair stylists 
  • Waxing, threading and sugaring technicians 
  • Makeup artists 
  • Laser hair removal technicians 
  • Eyelash and eyebrow technicians 
  • And More 

What is Spa Insurance?

Spa insurance is a package of liability and property insurance coverages that are designed to address the perils that are most common in the spa industry. If you are sued for a wide variety of reasons or your commercial property and equipment is damaged or destroyed by a disaster such as a fire, you will be forced to deal with the astronomical costs involved in defending yourself in court or repairing and restoring your property. 

With the right spa insurance, Ontario spa professionals can file a claim with their insurance provider to receive financial compensation for expenses such as attorney fees and settlement costs, or the cost of restoring their commercial property and replacing damaged equipment. That means you won't have to pay those expenses out of your own pocket and can handle the aftermath effectively so you can get back to your normal business operations as quickly as possible. 

Copyright ©  2026  Morison Insurance Brokers Inc.
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram