Ontario Honda Insurance
Providing outstanding protection for you and your Honda is our focus!
- Expert insurance brokers at your service
- Personalized coverage for all your Honda needs
- Multiple insurance quotes from top Canadian insurers
Ontario law requires every motorist to have basic car insurance with certain coverages, no matter what type of vehicle you drive. Mandatory coverages include:
Financial protection if a third party is harmed or property damaged; Morison recommends a minimum of $2M liability
Income replacement, attendant care, medical and rehabilitation costs; optional to increase
Covers your vehicle and contents when not at fault; claim with your own insurer
Protects against hit-and-run or uninsured driver; covers medical and repair costs
Additional coverages can be added to protect your Honda beyond the mandatory minimums:
Collision or Upset Coverage
Payment for loss when insured automobile collides with another object or tips over
Comprehensive Coverage
Pays for losses not covered by collision; includes specified perils, missiles, vandalism, falling and flying objects
All-Perils Coverage
Combines collision/upset and comprehensive, plus theft protection (household member or employee steals insured Honda)
Loss of Vehicle Coverage
Rental endorsement while insured vehicle is out of use due to physical damage claim
Liability for Damage to Non-Owned Vehicles
Coverage for liability arising from care, control, or custody of non-owned automobile (e.g., rental car)
Removing Depreciation Deduction Coverage
Waives depreciation for original owner or lessee within specified period (average 24 months, some up to 5 years)
| Vehicle | Approx. Price (per year) |
| Honda Accord | $2,600-$4,900 |
| Honda Civic | $2,500-$4,900 |
| Honda CRV | $1,700-$4,700 |
| Honda Fit | $2,000-$4,600 |
Tell us about your insurance needs and current coverage.
We shop multiple trusted insurers to find coverage that fits your needs and budget.
Review your options, choose what fits your needs, and get your policy started, often the same day.
Serving all of Ontario, our brokers are available in every region. Find the closest office to you.
Don’t see your city? Call us to find
the nearest broker to you
Our licensed brokers help clients throughout Ontario — virtually, by phone, or in person.
How to Save on Honda Insurance
Leading auto insurance companies provide many car insurance discounts that Honda owners qualify for. Popular discounts include multi-vehicle discount, pay as you drive, automated emergency braking discount, winter tire discount, retiree discount, claims-free discount, mature driver discount, and many more.
Some popular ways to save on the cost of insurance for a Honda: Using an insurance broker, comparing prices, bundling your insurance, driving less, driving safely, getting discounts, increasing your deductible, being claims-free, being a long-time insured, being aware of who is driving your vehicle, having a clean driving record, installing winter tires, and more!
What Is Honda Insurance?
Honda insurance is a contract between you and an insurance company. It protects you and your vehicle in the event of an accident or claim. In Ontario, specific coverages are required by law; additional coverages can be added voluntarily.
Which Companies Offer Honda Insurance?
There are countless providers in Ontario offering Honda insurance. A broker compares dozens of quotes to find the right fit for your needs and budget.
What does Honda Car Insurance Cover?
Mandatory Ontario coverages include third-party liability, accident benefits, direct compensation property damage (DCPD), and uninsured automobile coverage.
How Are Honda Insurance Quotes Calculated?
Quote factors: insured age, driving history, location, Honda model and year, safety features, cost of repairs, selected coverages, insurance company variance.
