Ontario Land Rover Insurance

Get the right insurance protection for your Land Rover.
  • Customized coverage to fit your specific needs
  • Many optional coverages are available 
  • Competitive quotes from Canada's most respected insurance companies
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Mandatory Coverages

Land Rover insurance is a contract between you and an insurance company, mandatory by Ontario provincial law. In a claim event, key coverages include bodily injury, uninsured coverage, and liability coverage.

  • Direct Compensation Property Damage
    • Covers your vehicle and contents when not at fault; claim with your own insurer
  • Uninsured Automobile Coverage
    • Protects against hit-and-run or uninsured driver; covers medical and repair costs

Additional Coverages

You have the option to increase minimums or add optional coverages to your Land Rover insurance policy.

  • Collision or Upset Coverage
    • Payment for loss when insured automobile collides with another object or tips over
  • Comprehensive Coverage
    • Pays for losses not covered by collision; includes specified perils, missiles, vandalism, falling and flying objects
  • All-Perils Coverage
    • Combines collision/upset and comprehensive, plus theft protection (household member or employee steals insured Land Rover)
  • Loss of Vehicle Coverage
    • Rental endorsement while insured vehicle is out of use due to physical damage claim
  • Liability for Damage to Non-Owned Vehicles
    • Coverage for liability arising from care, control, or custody of non-owned automobile (e.g., rental car)
  • Removing Depreciation Deduction Coverage
    • Waives depreciation for original owner or lessee within specified period (average 24 months, some up to 5 years)

Additional Coverage Options for Ontario Drivers

Get a Land Rover Insurance Quote
Discounts vary by insurer and profile. Your Morison broker will compare options to find your best value.

How Much Does Land Rover Insurance Cost in Ontario?

When determining the annual cost of your insurance premiums, several factors must be considered. Some factors include insurance history, claims history, estimated kilometres driven, the model and year of the Land Rover, the driver's age, driving record, any insurance add-ons, and much more. Many insurance companies will require a higher deductible due to the higher value of a Land Rover vehicle.
Sample Annual Premiums by Model
Prices assume a good driving record with no tickets or accidents. Some models have been listed with the approximate price based on actual quotes to give you an idea of how the average cost of Land Rover insurance can range between models.
Vehicle Approx. Price (per year)
Land Rover Defender $1,400-$4,700
Land Rover Discovery $1,400-$4,700
Range Rover $1,500-$4,800
Range Rover Evoque $1,500-$5,000
Range Rover Sport $1,700-$5,000
Range Rover Velar $1,600-$5,000
 
Your Morison broker compares rates across multiple insurers to find you the best value, not just the lowest price.
Why Choose Morison for Your Land Rover Insurance
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Morison represents dozens of Canada's best land rover insurance companies

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How We Help You Save on Insurance, Without Cutting Coverage

See how our brokers help clients find better coverage and long-term value.
1.
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Tell us about your insurance needs and current coverage.

2.
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We shop multiple trusted insurers to find coverage that fits your needs and budget.

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Finalize Your Protection
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Review your options, choose what fits your needs, and get your policy started, often the same day.

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Serving all of Ontario

Serving all of Ontario, our brokers are available in every region. Find the closest office to you.

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Our licensed brokers help clients throughout Ontario — virtually, by phone, or in person.

Land Rover Insurance FAQs

Got questions? We've got the answers you need in our FAQs section, providing comprehensive guidance through every stage of your insurance journey with clarity and confidence.
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How Can I Save On Land Rover Insurance? 

You can save on Land Rover insurance through discounts, bundling your insurance policies, and working with a Land Rover insurance broker.

Many insurance providers offer a wide range of car insurance discounts that can be applied to your Land Rover policy. Popular discounts include:

  • Loyalty discounts
  • Claim-free discounts
  • Safe driving discounts
  • Winter tire discounts
  • Retiree discounts

Another way to save on Land Rover insurance is to bundle your insurance. Bundling is when you have two or more policies (like Land Rover insurance and homeowners insurance) with one provider. When you combine your policies, you can save more on insurance.

 

Why Is Land Rover Insurance So Expensive?

Outstanding quality with unique finishes, a comfortable leather interior, and unique colourways are part of the experience when you drive a Land Rover. They have agility and performance powered by a V8 supercharged engine to match the dynamic appearance. These advanced features can lead to higher repair costs, increasing the insurance premium. Many factors can increase one's Land Rover insurance, and rates can get very expensive. Keep in mind that insurance prices will differ among different companies, so getting multiple Land Rover insurance policy quotes is a good idea. Reach out to an experienced Land Rover insurance broker who can help make this process easier for you.

How Are Auto Insurance Quotes For Land Rovers Calculated?

Land Rover insurance quotes are calculated based on factors that are specific to the driver, the vehicle, and the particular coverages that you add to your policy.

Driver-specific factors that impact insurance premium include your age, where you live, driving experience, driving recordinsurance history, claim history, how far you drive, and much more.

The vehicle type will also impact your premium. Auto insurers will review data from other drivers with the exact Land Rover model to determine how frequently there have been accidents or filed claims. Insurers consider other factors such as the purchase price, cost of repairs, and theft rate when determining the cost of your Land Rover insurance premium.

If you purchase insurance add-ons to provide additional protection for your luxury vehicle, your annual insurance rate will increase. However, in the event of a claim, you will have peace of mind knowing that you and your Land Rover will be protected.

 

How Does Land Rover Insurance Work?

Land Rover insurance will help provide coverage for you in the event of a claim. It is mandatory to have insurance when you drive a vehicle in Ontario. If you do not have the proper coverage while drivingRange Rover and damage is done to your vehicle or another, you may end up having to pay out of your own pocket. Specialized brokers are available to help guide you through receiving the best Land Rover insurance.

What Is Land Rover Car Insurance?

Land Rover insurance secures provides protection for you you and your luxury vehicle in the event of an insured claim. In Ontario, having insurance coverage for your vehicle is mandatory, and certain coverages are required, however, you do have the option to increase those coverage levels, as well as add additional coverages for added protection. Speak to a broker who will work with you to provide the best plan to protect you and your luxury vehicle with the proper protection.

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