Mercedes-Benz Insurance Ontario

We focus on outstanding protection for you and your Mercedes.
  • Customized insurance coverages to protect your luxury car.
  • Receive exceptional, personal service from a dedicated broker.
  • Compare quotes from dozens of leading insurance companies.
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Mandatory Coverages

Ontario law requires every motorist to have basic car insurance with certain coverages, no matter what type of vehicle you drive. Mandatory coverages include:

Financial protection if a third party is harmed or property damaged; Morison recommends a minimum of $2M liability

Income replacement, attendant care, medical and rehabilitation costs; optional to increase

  • Direct Compensation Property Damage

Covers your vehicle and contents when not at fault; claim with your own insurer

  • Uninsured Automobile Coverage

Protects against hit-and-run or uninsured driver; covers medical and repair costs

Optional Coverages

Basic car insurance coverages might not be enough to protect your luxury vehicle. A wide range of additional coverages can be added to your Mercedes-Benz policy:

  • Collision or Upset Coverage

Loss caused when an automobile collides with another object or tips over

  • Comprehensive Coverage

Pays for losses other than collision, including Specified Perils, falling and flying objects, and vandalism

  • All-Perils Coverage

Combines collision/upset and comprehensive; also covers theft by household member or employee

  • Loss of Vehicle Use

Rental coverage while insured vehicle is out of use on a physical damage claim

  • Liability for Damage to Non-Owned Automobiles

Covers rental cars and non-owned vehicles in your custody

  • Removing Depreciation Deduction Endorsement:

Waives depreciation for original owner or lessee within 24 months of purchase or lease

Additional Coverage Options for Ontario Drivers

Get a Mercedes Insurance Quote
Discounts vary by insurer and profile. Your Morison broker will compare options to find your best value.

How Much Does Mercedes Car Insurance Cost?

Average cost range: $1,400 to $4,500 per year. Higher deductibles (e.g. $2,500) may be required by insurers for expensive models. Model-by-model annual premium range:
  • Mercedes-Benz GLC SUV: $1,600 to $2,800/yr
  • Mercedes-Benz GLE SUV: $1,400 to $3,400/yr
  • Mercedes-Benz GLA-Class: $1,600 to $2,800/yr
  • Mercedes-Benz S-Class: $2,400 to $3,800/yr
  • Mercedes-Benz EQS Sedan: $2,100 to $4,500/yr
Assumes a good driving record (no tickets or accidents)

What Factors Determine the Cost of Mercedes Car Insurance?

  • Year and model
  • Driving experience
  • Insurance history
  • Annual mileage
  • Postal code (where you live)
  • Insurance deductible
  • Additional coverages added
  • Discounts applied
  • And more
Your Morison broker compares rates across multiple insurers to find you the best value, not just the lowest price.
Why Choose Morison for Your Mercedes Insurance
With access to 50+ insurers, our brokers compare rates for you so you always get the best value.
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Proactive communication:
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Claims support from a trusted Ontario brokerage:
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With us you are not a number.
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Morison represents dozens of Canada's best mercedes insurance companies

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Claims advocacy built in-house to protect your interests and accelerate fair resolutions.

How We Help You Save on Insurance, Without Cutting Coverage

See how our brokers help clients find better coverage and long-term value.
1.
Start Your Quote

Tell us about your insurance needs and current coverage.

2.
Morison Compares
Top Insurers

We shop multiple trusted insurers to find coverage that fits your needs and budget.

3.
Finalize Your Protection
& Drive Confidently

Review your options, choose what fits your needs, and get your policy started, often the same day.

Prefer to talk it through? Our licensed brokers are happy to help by phone or email

Serving all of Ontario

Serving all of Ontario, our brokers are available in every region. Find the closest office to you.

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the nearest broker to you

Our licensed brokers help clients throughout Ontario — virtually, by phone, or in person.

Mercedes Insurance FAQs

Got questions? We've got the answers you need in our FAQs section, providing comprehensive guidance through every stage of your insurance journey with clarity and confidence.
Still Unsure?
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How To Save On Insurance For A Mercedes-Benz? 

What Is Mercedes Car Insurance?

Mercedes insurance is a type of car insurance that provides financial protection in the event of an insured accident or claim. Basic car insurance will likely not be enough to protect Mercedes-Benz vehicles due to their advanced safety features and expensive repair costs. A broker can help you choose to increase required coverages and add additional coverages that protect your luxury vehicle.

Is Mercedes-Benz Car Insurance Mandatory in Ontario?

Ontario law requires every motorist to have basic car insurance with certain coverages, no matter what type of vehicle you drive. However, Mercedes-Benz owners might want to purchase additional coverage to further protect their luxury vehicle against unforeseen events.

Why Is Mercedes-Benz Insurance Expensive?

In the event of a loss, Mercedes vehicles will cost more in repair costs or replacement costs. This is due to their innovative technology, advanced safety features, and luxurious comfort features. Mercedes insurance rates can be expensive; however, prices vary among insurance companies, which is why it is essential to get several Mercedes insurance quotes.

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