For owner-occupiers who live in one unit while renting out the others.
Protects the structure from insured perils including weather, fire, theft, and accidents.
Protects against lawsuits if a third-party is injured on your property.
Covers clothing, furniture, electronics, jewellery and valuables inside the home.
Overland water, sewer backup, earthquake, identity theft and more.
For non-resident owners who lease the property as a rental. Tenants in the building will need their own Renters Insurance to cover their contents, additional living expenses, and liability.
Landlord insurance financially protects your rental property in the event of an insured loss or damage.
Covers appliances, lawnmowers, snowblowers and other items used at the rental.
Coverage for periods when the unit is unoccupied.
Tell us about your insurance needs and current coverage.
We shop multiple trusted insurers to find coverage that fits your needs and budget.
Review your options, choose what fits your needs, and get your policy started, often the same day.
Serving all of Ontario, our brokers are available in every region. Find the closest office to you.
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Our licensed brokers help clients throughout Ontario — virtually, by phone, or in person.
How Does Duplex Home Insurance Work?
Duplex, triplex and fourplex insurance works differently depending on your use of the building. For instance, duplex owners will have a policy similar to any other homeowner's insurance policy. Likewise, renters need tenant insurance, and property owners leasing the building full-time will require landlords insurance. It's not so much the type of building that impacts your insurance, as how it is being used.
How Much is Insurance for a Duplex?
The cost of insurance for your duplex/triplex/fourplex varies. Usually renters insurance is less than homeowners insurance, because renters are not responsible for insuring the building itself. There are also other factors that influence cost, such as previous claims you've made, how much coverage you need, and your property's location.
What is the Best Insurance Company for a Duplex?
At Morison Insurance, we've partnered with Ontario's leading insurance providers to bring you comprehensive coverage at competitive rates.
How Do I Get Duplex, Triplex or Fourplex Insurance?
Our Morison Insurance brokers know duplex, triplex and fourplex insurance. Whether you're a renter, homeowner or landlord, we can help you find the best coverage possible. By choosing Morison Insurance, you choose dedicated service that puts your peace of mind first. To get started today, we invite you to give our expert team a call at 1-800-463-8074.
