Water damage insurance additionally protects your home from water mishaps that aren't covered by your basic home insurance policy. Types of coverage that water damage insurance provides can include water damage due to flooding, sewer backup, plumbing, ice and snow, sump pump overflow as well as many others. This policy can be tailored to your unique needs.
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Who Needs Water Damage Insurance?
If you own a home and have basic home insurance you may want to consider water damage insurance as an addition to your current policy. Because there are limitations to regular home insurance, you may not be protected from the expense of repairing root causes of water damage which can cost thousands of dollars. Don't drown in water damage expenses - get insured.
What Are The Different Types Of Water Damage?
Water damage is separated into two main categories, clean water damage, and "unclean water" damage. Water is considered unclean if it comes from the ground or sewer. Unclean water damage protection is usually never included in your home insurance policy.
